Scoped fees. Defined deliverables. Independent advice.

We test your fraud defences the way criminals would, then help your people, processes and board close the gaps. Built on UK experience, for firms in the UK.

                                                                      WHO WE WORK WITH

UK banks and payment firms: Meeting the PSR reimbursement rules and the failure to prevent fraud offence cross-border firms caught between both regimes

APP Fraud Readiness Review

Includes a scoping workshop, gap analysis against the PSR reimbursement rules (UK), claims and investigation process review, board-ready findings report, prioritised 90-day remediation plan.

Week 1: Scoping call and document request

Week 2: Interviews with fraud, operations and complaints teams

Week 3: Gap analysis

Week 4: Report delivered and board briefing

Social Engineering Red Team

Authorised, simulated attacks on your people and processes, run the way real fraudsters work. Includes signed rules of engagement, impersonation calls to contact-centre and branch staff, phishing and SMS campaigns, an AI voice and deepfake resilience test, an account-opening controls test using test identities you approve, an evidenced findings report, a staff debrief and a retest of your fixes.

Week 1: Scoping and rules of engagement signed

Weeks 2–4: Live campaign

Week 5: Findings report and debrief

Week 9: Retest

Fraud Awareness Programme 

Staff workshops on social engineering, mule recruitment and deepfakes. Customer awareness campaign content, refreshed every quarter and ready to translate. Quarterly reporting on what changed.

Each workshop is 90 minutes, in person or online. Campaign content delivered within 10 working days of the quarterly brief.

Fraud Advisory Retainer – 

A monthly briefing on new scam typologies in the UK. Call advice. Support on complex fraud investigations. Updates as UK rules change.

Three-month minimum, then rolling monthly. Response within one working day.